Log in to your account
  • Log in
  • Registration
In our comparison list
already 2 offers
To comparison list Continue reviewing
For authorized users only!
Corporate

Corporate health insurance

Innovative life and health insurance service for your company's
employees. In partnership with leading insurance companies, we create, implement and
manage the best health insurance programs.

Corporate staff insurance from Ensuria

Corporate voluntary health insurance (VHI) and employee life insurance programs became an integral part of the compensation package at successful companies. From now on, in the struggle to attract and retain the most talented employees, companies care not only about compensation, but also about making employees feel safe. From our experience, the employees want to have the cover that will protect them and their family from health issues, and in case of illness will provide full medical care. Voluntary health insurance programs together with Ensuria technology service, allow you to provide comprehensive care for the health and safety to your employees in Ukraine and abroad.

Why Ensuria is the best choice for health insurance

Expertise

We specialise exclusively in life and health insurance and this allows us to create unique solutions and be the best in this area.

Innovation

Through our own R&D centre that include the best insurance experts, product developers and programmers, we have created and are continuously to improving technological solutions for our customers that comprise of web and mobile services.

Service

We provide our clients with access to our exclusive and the most qualified 24/7 assistance service worldwide. It is not a classic call center. It is a medical concierge service that is run with the main goal to make our clients feel cared for and safe.

Insurance products
for your employees

Medical Insurance

Accident insurance

Life insurance and retirement support

Critical illness insurance

Travel insurance

Get an offer for free

Our services

Market analysis

Market analysis

In the context of constant changes in the insurance market, we help our customers stay up to date with the latest product trends by providing competitive analysis and advanced solutions in the field of life and health insurance. Ensuria's team of analysts monitors global trends in insurance and offers market insights to our clients in Ukraine. We know the insurance market of Ukraine perfectly and therefore we are able to recommend only the best insurance companies and solutions for you and your employees.

Analysis of existing insurance programmes

Analysis of existing insurance programmes

If your company already uses an employee insurance product, our team of insurance experts can analyse your current programmes and make recommendations for optimising or improving them. We conduct 4D analysis to give you a complete picture of how well your current health or life insurance works, whether it meets quality standards, financial expectations, desired risk coverage, and time parameters.

Development of comprehensive insurance programmes

Development of comprehensive insurance programmes

Based on clients’ needs and objectives, we create the best health insurance programmes using our expertise and experience. Together with our insurance partners, we build custom products that perfectly meet client expectations in terms of programme coverage and budget. During all stages of programme development and customisation, we advise our clients on insurance specifics and provide recommendations.

Conducting tenders

Conducting tenders

The process of choosing an insurance provider is one of the most important and exhausting processes. Partner selection includes various aspects that need to be considered. In our work we take into account both qualitative assessment parameters and risk factors. Every insurance company we work with undergoes our audit and authorisation process, which is the first stage of selecting an insurance partner for our clients. Understanding Guided by specifics of each client, we take into account all aspects in the process of selecting a provider. We go through an entire tender process with our clients, from choosing an insurance panel to signing a contract with an insurance company.

Legal support

Legal support

Negotiating a health insurance contract can be considered as quite a painful process. On one hand, our consultants ensure that a contract clearly meet client objectives and reflect selected insurance cover, and on the other hand, we help clients to understand practical aspects of it and how to optimise terms and conditions, avoiding subtleties that may have negative consequences for health insurance programmes.

Support of insurance contracts

Support of insurance contracts

All of our clients have access to a client success team that is set up to handle all aspects associated with management of a health insurance contract. This team is responsible for technical administration of contracts (document flow, payments, etc.), loss analysis, quality control and organisation of special loyalty programs and corporate events. The key objective is to exceed client expectations creating additional value for our service.

Claim settlement

Claim settlement

Every insurance case is highly important for us because it is related to our clients lives and wellbeing. We pay attention to every single service issue, helping insured employees to receive insurance compensation. We closely monitor the fulfillment of insurance companies' obligations to our clients and manage the process in the interest of clients starting with a claim submission all the way up until insurance payment is received. In case of complicated insurance events, our experts work closely with representatives of insurance companies to resolve any issues and receive approval as soon as possible.

Insurance assistance

Insurance assistance

We created our own assistance service that helps with any issues related to life, health and safety 24/7 around the world. We believe that such support is extremely important, because people should feel that they are fully cared for, taking into account their interests, and can receive help when they need to. We communicate with our clients through all communication channels, including chatbots and video chats. We also created a mobile application that helps users to get the most out of health insurance and makes it simple and convenient.

Market analysis

In the context of constant changes in the insurance market, we help our customers stay up to date with the latest product trends by providing competitive analysis and advanced solutions in the field of life and health insurance. Ensuria's team of analysts monitors global trends in insurance and offers market insights to our clients in Ukraine. We know the insurance market of Ukraine perfectly and therefore we are able to recommend only the best insurance companies and solutions for you and your employees.

Analysis of existing insurance programmes

If your company already uses an employee insurance product, our team of insurance experts can analyse your current programmes and make recommendations for optimising or improving them. We conduct 4D analysis to give you a complete picture of how well your current health or life insurance works, whether it meets quality standards, financial expectations, desired risk coverage, and time parameters.

Development of comprehensive insurance programmes

Based on clients’ needs and objectives, we create the best health insurance programmes using our expertise and experience. Together with our insurance partners, we build custom products that perfectly meet client expectations in terms of programme coverage and budget. During all stages of programme development and customisation, we advise our clients on insurance specifics and provide recommendations.

Conducting tenders

The process of choosing an insurance provider is one of the most important and exhausting processes. Partner selection includes various aspects that need to be considered. In our work we take into account both qualitative assessment parameters and risk factors. Every insurance company we work with undergoes our audit and authorisation process, which is the first stage of selecting an insurance partner for our clients. Understanding Guided by specifics of each client, we take into account all aspects in the process of selecting a provider. We go through an entire tender process with our clients, from choosing an insurance panel to signing a contract with an insurance company.

Legal support

Negotiating a health insurance contract can be considered as quite a painful process. On one hand, our consultants ensure that a contract clearly meet client objectives and reflect selected insurance cover, and on the other hand, we help clients to understand practical aspects of it and how to optimise terms and conditions, avoiding subtleties that may have negative consequences for health insurance programmes.

Support of insurance contracts

All of our clients have access to a client success team that is set up to handle all aspects associated with management of a health insurance contract. This team is responsible for technical administration of contracts (document flow, payments, etc.), loss analysis, quality control and organisation of special loyalty programs and corporate events. The key objective is to exceed client expectations creating additional value for our service.

Claim settlement

Every insurance case is highly important for us because it is related to our clients lives and wellbeing. We pay attention to every single service issue, helping insured employees to receive insurance compensation. We closely monitor the fulfillment of insurance companies' obligations to our clients and manage the process in the interest of clients starting with a claim submission all the way up until insurance payment is received. In case of complicated insurance events, our experts work closely with representatives of insurance companies to resolve any issues and receive approval as soon as possible.

Insurance assistance

We created our own assistance service that helps with any issues related to life, health and safety 24/7 around the world. We believe that such support is extremely important, because people should feel that they are fully cared for, taking into account their interests, and can receive help when they need to. We communicate with our clients through all communication channels, including chatbots and video chats. We also created a mobile application that helps users to get the most out of health insurance and makes it simple and convenient.

A mobile application that is always with you

A mobile application that is always with you

  • Getting help in one touch
  • Multichannel support
  • Ensuria Assistance 24/7 Concierge Service
  • Insurance program in a convenient format
  • Ability to search for medical facilities by the location
  • Receive claim instructions
  • Insurance manual and FAQ
  • Useful tips on health and safety
  • Emergency warnings of potential danger

Insurance partners

We work only with accredited insurance companies that specialise in life and health insurance and those that who meet our high standards and criteria. We analyse data on the activities of insurance companies on an ongoing basis, adding to them the feedback of thousands of our insured customers. This allows us to form a list of reliable insurance partners, anticipating trends in its work and prevent negative consequences for our customers.

Our clients

Our clients include more than 50 international and Ukrainian companies that care about their employees. More than 10,000 users of the Ensuria service, who are constantly referring to our services to gain access to an innovative insurance product. We continue to implement technological and service solutions to make our customers feel cared for.

Frequently asked questions

Why is it better to work with Ensuria than directly with an insurance company?

We make cooperation with the insurance company comfortable and convenient for you and your employees, as well as helping to resolve disputes in your favour. Our assistance team independently advises clients 24/7 and helps to organise assistance if necessary. We work in your interests providing only innovative technological solutions that make the whole experience of using health insurance services perfect.

What is the advantage of working with Ensuria over other insurance brokers and agents?

Our company provides unique to Ukrainian market solutions insurance, insurance support and assistance services combined with technological advancements, including a mobile application. It This and specialisation in health insurance only is what makes Ensuria so unique in comparison to classic brokers and insurance agents.

How much does Ensuria services cost?

Our services are usually free for clients as they are covered by an insurance company of your choice. In some cases, we may work using a different model, for example, providing only a certain part of our service instead of a comprehensive support.

Are there any staffing limits for health insurance programmes?

Corporate health insurance can be provided for teams of at least 10 employees. Teams that are registered as sole traders also have an opportunity to launch corporate life and health insurance programmes.

How much does health insurance cost for employees?

The cost of a comprehensive health insurance program for staff providing basic insurance coverage starts from UAH 3,000 per year per one employee. Premium class programmes can cost from UAH 10,000 per year and up to UAH 50,000 per year per one person, depending on the coverage and medical facilities that are included excess-free. Payment can be made both in full at the start of a contract and with a breakdown (semi-annual, quarterly and monthly payments)

How long does it take to implement a health insurance for corporate clients?

If you have a valid insurance programme for employees under the Corporate Voluntary Health Insurance programme, we recommend that you begin the process at least 1.5 months before the expiration date of your current insurance contract. If you are just planning to implement it, the whole process will take between one and two months.

Corporate Health Insurance with Ensuria is an innovative insurance coverage for your company and its employees

Ensuria is an insurance neobroker that helps corporate clients save money and time by developing, implementing and providing service for corporate insurance programmes. Based on our insurance expertise and market analysis, we help you choose the best insurance coverage to suit your needs. In cooperation with the best insurance companies, we create reliable insurance protection for your employees and their families. We help with legal support when negotiating an insurance contract. During the term of a health insurance contract, Ensuria guarantees the quality of service by our support team 24/7. All users of our service receive our mobile application that makes the use of life insurance and health insurance convenient, fast and simple.

Medical insurance

What is health insurance?
This is your guarantee of monetary compensation in the event case of an insured event (in this context, deteriorating health).
How does health insurance work?
In the event of an insured event risks, an insurance provider pays for the necessary procedures and medications within the insured amount. Therefore, by paying once for voluntary health insurance, you can safely forget about the cost of medical care during the year (terms & conditions apply).
What does health insurance cover?
In general, voluntary health insurance covers emergency care, emergency inpatient care, scheduled inpatient care, outpatient care, medications, emergency and scheduled dental care, vaccinations, therapeutic massage sessions.
In addition to insurance coverage, Ensuria will provide you with the following:

  • 24/7 medical care in all regions of Ukraine;
  • ability to use medical centres located at basic medical facilities in Kyiv and other cities of Ukraine;
  • round-the-clock consulting support of Ensuria Assistance;
  • opportunity to participate in the loyalty program.

How does Corporate Health Insurance work?

Medical insurance means of medical care for employees and their families in the best medical centers in Ukraine. What can you be insured against? Acute disease, exacerbation of a chronic disease, trauma, poisoning, accident or other deterioration of health, chronic diseases in remission. What is included in health insurance? Emergency medical care and hospitalisation, inpatient and outpatient treatment, request and delivery of medications, dental care, preventive and curative procedures (swimming pool, gym, massage, vitaminization, vaccination, preventive examinations, etc.), support of insured persons by professional assistance companies.